Archive - Popular Fintech

Are partnerships with big banks worth the effort?

Bill (NYSE: BILL) spent over a decade building partnerships with large banks, but has very little to show for it.

Apr 21 •

Jevgenijs Kazanins

JPMorgan's leadership is not concerned with rising charge-off rates

JPMorgan’s credit card loan charge-offs surge to pre-pandemic highs, Visa finds growth in Europe, and Square lags competition

Apr 14 •

Jevgenijs Kazanins

Why Cash App Pay is a big deal for Block

It's Cash App Pay, not lending, that will drive the next phase of Cash App's growth

Apr 7 •

Jevgenijs Kazanins

March 2024

On the moat of vertically integrated software businesses

Shopify might be making most of its revenue from payments, but it's the software component of its business, the Shopify commerce platform that gives it…

Mar 3 •

Jevgenijs Kazanins

February 2024

On PayPal's strategic priorities and getting back to growth

PayPal might not have shocked anyone with their Innovation Day, but everything they launched was aligned with their strategic priorities. These…

Feb 7 •

Jevgenijs Kazanins

This is not the U.S. consumer who is helping Visa grow

Visa and Mastercard might be seeing the end of the secular growth trend in the U.S. But it is not the end of the world.

Feb 2 •

Jevgenijs Kazanins

January 2024

On American Express's growth aspiration

American Express might need to grow Card Member loans at unprecedented rates to deliver on the 10%+ revenue growth target they promised at 2022 Investor…

Jan 25 •

Jevgenijs Kazanins

On costly, but mostly hypothetical, settlement risk

Visa and Mastercard require card issuers to post billions in collateral to protect themselves from settlement risk. However, that settlement risk rarely…

Jan 21 •

Jevgenijs Kazanins

September 2023

Coinbase pursued FTX Europe acquisition

Coinbase pursued FTX Europe acquisition, Meta plans to expand WhatsApp payments to India, and Charles Schwab lowers its fixed-income ETF fees

Sep 27, 2023 •

Jevgenijs Kazanins

S&P Global Assigns ‘BB-’ Rating to Nubank

S&P Global assigns a ‘BB-’ rating to Nubank, Apple launches Tap to Pay in Brazil, and Shift4 partners with Give Lively

Sep 25, 2023 •

Jevgenijs Kazanins

Affirm is exploring subscription service

Affirm is exploring subscription service, Amazon introduces cashierless checkout for closing, and Payoneer extends partnership with Airbnb

Sep 22, 2023 •

Jevgenijs Kazanins

Square's CEO leaves, Jack Dorsey to take over

Square’s CEO leaves, Jack Dorsey to take over, Wise teams up with Swift on cross-border payments, and Goldman Sachs is closing in on the sale of…

Sep 20, 2023 •

Jevgenijs Kazanins

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